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Craps: Pass Line plus Odds lowers the average

The Pass Line bet in Craps has a house edge of 0.37% when combined with 3-4-5x odds. This combined RTP is 99.63%, with the Odds bet itself having a 0.00% house edge. The Odds bet can only be placed after a point has been established on the Pass Line bet.
The Odds payout is based on the true probabilities of the dice roll. For a point of 4 or 10, the payout is 2:1; for 5 or 9, it is 3:2; and for 6 or 8, it is 6:5. This ensures that the Odds portion of the wager offers no advantage to the casino.
By taking advantage of the Free Odds bet, players can significantly reduce the overall house edge on their Pass Line wagers. This makes the Craps Pass Line, when paired with Odds, one of the most player-favorable bets available in the casino.
Playing cards, chips, and roulette wheel on dark marble
Rules and bet limits of RNG games at Lucky Mate Casino

Four Blackjack Hand Decisions at a Glance

In Blackjack, the decision to hit, stand, double, or split significantly impacts the player's outcome. For instance, the 'Double After Split' (DAS) rule improves the Return to Player (RTP) by approximately 0.14 percentage points. This rule allows players to double their bet after splitting a pair.
Dealer hitting on a Soft 17 (H17) rule increases the house edge by 0.22 percentage points, negatively affecting the RTP. Conversely, rules like 'Resplit Aces' (RSA) can improve the RTP by 0.08 percentage points. These variations demonstrate how subtle rule changes influence the game's mathematics.
Blackjack liberalization, such as allowing doubling on any two cards and resplitting, can lead to a house edge as low as 0.28% with an RTP of 99.72%. This favorable combination of rules, including Late Surrender, offers a superior playing experience compared to less generous variations.

Straight, Split, and Corner in direct comparison

In European Roulette, a Straight bet on a single number pays 35 to 1, with a house edge of 2.70% due to the single zero. This means for every €100 wagered, an average of €2.70 is retained by the casino over the long term.
A Split bet, covering two adjacent numbers, pays 17 to 1. A Corner bet, covering four numbers, pays 8 to 1. Despite the different payouts, all these bets on a standard European Roulette table carry the same 2.70% house edge because the casino pays out based on 36 numbers, not 37.
The consistent house edge across these different bet types in European Roulette means that the choice between a Straight, Split, or Corner bet is primarily a matter of betting strategy and risk preference, rather than a way to influence the casino's inherent advantage.

Connection Lost in Table Game: Round Continues Automatically

In the event of a lost internet connection during a live dealer game at Lucky Mate Casino, the round is designed to continue automatically. This ensures that players do not miss out on the ongoing action or potential outcomes of their bets. The system aims to maintain game integrity despite connectivity issues.
The casino's platform is built to handle such interruptions by automatically processing the current round based on the bets placed before the disconnection. This automatic continuation applies to games where the outcome can be determined without further player input, like Baccarat or Roulette.
Players can resume their session once reconnected and check their account history to see the results of any rounds that concluded during their disconnection. This feature provides a safety net, allowing for uninterrupted gameplay even when technical difficulties arise.

En Prison on Zero Gives Second Chance

The 'En Prison' rule, when applied to zero in European Roulette, offers players a second chance on even-money bets like Red/Black or Odd/Even. If the ball lands on zero, the player's bet is not immediately lost but is 'imprisoned' for the next spin.
This rule effectively reduces the house edge on even-money bets. Instead of the standard 2.70% house edge, the 'En Prison' rule lowers it significantly for these specific wagers. The casino's average retention is reduced because the player gets another opportunity to win their bet.
If the imprisoned bet wins on the subsequent spin, the player receives their original stake back. This rule provides a tangible benefit, making even-money bets more favorable by giving players a reprieve when the ball lands on the zero pocket.
Game categories at a glance
CategoryExamplesStakes FromHighlight
SlotsMajor Millions, Money Train 2, Legend of Cleopatra Megaways0,10 EURthousands of titles
Table gamesRoulette, Blackjack, Baccarat0,50 EURclassic rules
Live casinoDream Catcher, Casino Hold'em0,20 EURreal dealers
Jackpot gamesMega Moolah, Divine Fortune, Age of the Gods0,20 EURprogressive pools
Instant gamesAviator, Plinko, Mines0,10 EURfast rounds
Video pokerJacks or Better, Deuces Wild0,25 EURstrategy based

Straight 35:1 Against the Chance of 1 in 37

A Straight bet in European Roulette allows a wager on a single number, offering a substantial payout of 35:1. This bet is placed on any of the 37 sectors, which include numbers 1 through 36 and a single zero. The theoretical return to player (RTP) for European Roulette stands at 97.30%.
The house edge on this bet is 2.70%, a consistent figure across all wagers in European Roulette due to the 37 sectors and payout structure. This means that for every 100 EUR bet over the long term, players can expect to get back 97.30 EUR. The specific odds for a Straight bet are 35 to 1, meaning a 1 EUR bet returns 35 EUR in profit plus the original stake.
For a player betting 100 EUR on a Straight bet in European Roulette, the expected value over an extended period is a loss of 2.70 EUR per 100 EUR wagered. This is calculated by multiplying the bet amount by the house edge (100 EUR * 2.70%). While a single win can be significant, the consistent advantage favors the casino over many rounds.

Why the Double Zero Almost Doubles the House Edge

American Roulette, which features both a single zero and a double zero, presents a significantly higher house edge compared to its European counterpart. The presence of the double zero expands the wheel to 38 sectors. Bets placed on this version of roulette have a theoretical RTP of 94.74%.
The house edge in American Roulette, specifically for bets like '00', stands at 5.26%. This is nearly double the 2.70% edge found in European Roulette, which only has a single zero. This difference arises because the payouts for most bets remain the same as in European Roulette, but there are now 38 possible outcomes instead of 37.
For a player wagering 100 EUR on American Roulette, the expected loss over time is 5.26 EUR. This is derived from the 5.26% house edge applied to the total amount wagered (100 EUR * 5.26%). This increased edge means that funds are depleted at a faster rate when playing with a double zero wheel.

Keno and Bingo with RTP Between 92 and 95

While not featuring the same table game mathematics as roulette or blackjack, games like Keno and Bingo at Lucky Mate Casino offer a different kind of player engagement with varying RTP levels. Some Keno variants can have an RTP as low as 81.48%, while others, especially those with favourable rules, might reach up to 95%.
The house edge in these games can be substantial, with some Keno games exhibiting an edge between 7.87% and 18.52%. Bingo, depending on the specific game format and ticket pricing, also typically carries a higher house edge compared to most table games. These figures indicate that the theoretical return to players is significantly lower in these lotto-style games.
For players engaging with Keno or Bingo, the expected value is influenced by the game's specific RTP. A Keno game with a 92% RTP, for example, means that for every 100 EUR spent on tickets, an average of 92 EUR is returned over the long run. This makes them less mathematically favourable for extended play compared to games with RTPs closer to 100%.

100 EUR bet, 50 rounds: the expected value

The concept of expected value (EV) is crucial for understanding long-term outcomes in casino games, even those with a live dealer. For a game with a 97.30% RTP, like European Roulette, the expected value of a 100 EUR bet over 50 rounds can be calculated. This calculation assumes no change in bet size or strategy throughout the rounds.
To determine the expected value, one must first consider the house edge, which is 2.70% for European Roulette (100% - 97.30% = 2.70%). This edge represents the average percentage of each bet that the casino expects to retain over time. Over 50 rounds, with a 100 EUR bet each round, the total amount wagered is 5,000 EUR.
The total expected loss over these 50 rounds is 135 EUR (5,000 EUR * 2.70%). This means that, on average, a player betting 100 EUR for 50 rounds on a 97.30% RTP game would expect to be down by 135 EUR. This figure represents the theoretical outcome, and actual results can vary significantly due to variance.

Baccarat commission: 5 percent on each Banker win

In Baccarat, the Banker bet is statistically the strongest option, but it comes with a 5% commission on winnings. This commission reduces the effective payout for a Banker win from 1:1 to 0.95:1. Despite this fee, the Banker bet still offers a superior RTP of 98.94%.
This commission is the primary mechanism through which the house maintains its advantage on the Banker bet. Without it, the Banker's statistical advantage in drawing the third card would give players an edge. The standard deviation for the Banker bet is 0.93, indicating relative stability in outcomes.
For a player consistently betting on the Banker and winning, the 5% commission significantly impacts overall returns. If a player bets 100 EUR on the Banker and wins, they receive 95 EUR in profit plus their original 100 EUR stake, for a total of 195 EUR. This is compared to a 100 EUR profit if no commission were applied.

Variance at the Table: 1:1 vs. 35:1

The payout for a single number bet on European Roulette is 35:1, offering a substantial return on investment. This specific payout structure contributes to the game's RTP of 97.30%, with a house edge of 2.70%. A €10 bet on a single number could yield €350 in winnings.
In contrast, bets like Red/Black, Odd/Even, or 1-18/19-36 on the same European Roulette wheel pay out at 1:1. These bets, while offering a higher frequency of wins, have a significantly lower potential payout per instance. They are part of the 97.30% RTP, reflecting the constant edge across all wagers due to the single zero.
The significant difference between a 35:1 payout and a 1:1 payout highlights the variance inherent in roulette. Players can opt for high-risk, high-reward single number bets or more frequent, lower-paying outside bets. This choice directly impacts the potential session outcome and the player's experience with the 2.70% house advantage.

Split 17:1 and Corner 8:1 in Payout Comparison

European Roulette offers a payout of 17:1 for a split bet, which covers two adjacent numbers on the betting layout. This payout, along with others, is set against a backdrop of 37 sectors (numbers 1-36 and a single zero). The RTP for European Roulette stands at 97.30% with a house edge of 2.70%.
A corner bet, covering four numbers, pays out at 8:1. Similar to the split bet, this payout is based on the 37 available outcomes on the wheel. The house edge of 2.70% applies uniformly to all bets on this roulette variant, ensuring a consistent advantage for the casino.
Comparing these payouts, a €10 split bet could return €170, while a €10 corner bet would return €80. The lower payout for the corner bet reflects its coverage of more numbers, thus a higher probability of winning on any given spin. Both contribute to the overall 97.30% RTP.

Soft 17: the Ace counts 11 or 1

In Blackjack, the treatment of a 'Soft 17' is a crucial rule affecting the game's dynamics. When a dealer hits on a soft 17 (a hand totaling 17 that includes an Ace counted as 11), it increases the house edge by 0.22 percentage points. This means the casino's average retention rate increases.
The RTP for a Blackjack game where the dealer hits on soft 17 is consequently lower than in versions where the dealer stands. For instance, a game with a 3:2 Blackjack payout, DAS, and DOA but with the dealer hitting soft 17 would see a reduced RTP compared to a game where the dealer stands on soft 17.
Understanding the 'Soft 17' rule is essential for players aiming to minimise the house edge. In a game where the dealer hits soft 17, the casino gains a slight advantage, potentially impacting the long-term outcome for players. Opting for tables where the dealer stands on soft 17 is generally more favourable.

Roulette Wheel with 37 vs 38 Pockets

European Roulette features a wheel with 37 pockets, comprising numbers 1 through 36 plus a single zero (0). This configuration results in a house edge of 2.70% and an RTP of 97.30%. All payouts are set against the probability of landing on one of these 37 outcomes.
In contrast, American Roulette wheels have 38 pockets, including numbers 1-36, a single zero (0), and a double zero (00). This additional pocket significantly increases the house edge to approximately 5.26%, while the RTP drops to around 94.74%. The presence of the double zero is the primary differentiator.
The difference of a single pocket, the double zero, has a substantial impact on the game's mathematics. Players opting for European Roulette benefit from a lower house edge and a higher RTP, making it the more mathematically favourable choice for long-term play. A €10 bet on Red would win €10 on European but still face the higher edge on American.

9/6 table: nine for Full House, six for Flush

In Jacks or Better Video Poker, a '9/6' paytable signifies specific payout ratios for key hands: a Full House pays nine coins for every coin wagered, and a Flush pays six coins. This particular paytable is considered 'Full Pay' and contributes to an RTP of 99.54% when played with optimal strategy and maximum bet.
The RTP of 99.54% on a 9/6 Jacks or Better table, combined with optimal strategy and a maximum bet of 5 coins, offers a very low house advantage of 0.46%. This scenario means that for every €100 wagered, a player can theoretically expect to get back €99.54 over an extended period.
To achieve the full RTP of 99.54%, players must consistently employ the optimal strategy and ensure they are always betting the maximum of 5 coins. Deviating from this strategy or betting fewer coins can significantly reduce the return, potentially dropping the RTP below 99%. The Royal Flush bonus requires the maximum bet for its 4000 coin payout.

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